1.ABC is a publicly traded company, specializing in mortgage loans. In 2012, ABC made a number of adjustable rate mortgage loans to applicants with very low credit scores. ABC streamlined its application process such that they did not require proof of employment or many other necessary documents to properly assess the risk. Senior leaders knew they would sell the notes within 60 days and didnt care about the risk. During a recent audit, it was discovered that ABC had destroyed loan records, misrepresented info to its board, and had cooked its books to look better to its investors. Address the legal and ethical issues surrounding ABC’s practices. Be sure to addressspecific ethical principles and any specific lawsthat may be applicable.

2. Dr. Sleepy is a trauma trained physician. While pulling call at Doctors Hospital he heard a page Code Blue, which means someone is going into cardiac arrest. Doctors Hospital like all hospitals is required to have a physician on call at all times to cover certain types of emergencies. When Dr. Smith responded to the page he found Dan Smokealot lying on the floor. Sleepy immediately began to try and administer CPR but it had been so long that he could not quite remember the proper steps. Also, due to his size when doing chest compressions he accidently cracked Dan’s chest cavity, resulting in internal bleeding. Dan subsequently died and his wife files a lawsuit.

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Discuss all the relevant legal issues to include: cause(s) of action, and relevant defenses. Be thorough in your response, particularly as you address legal causes of action.

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