You have just graduated from ACME State with a degree in Diesel Technology. Your new job takes you to Toledo, Ohio. You are now earning $35,000 per year. Your take home pay is 70% of that gross total. You are anxious to purchase a home. You have the following monthly expenses: Food $275 Utilities $145 Phone $75 Medical $30 Insurance $130 (including auto, health and life) Clothing $70Student loan payment $145VISA payment $65MasterCard Payment $48Car payment $211Miscellaneous $100
First calculate your monthly take-home pay. Next, add up the budgeted monthly expenses shown above.
How much remains for a monthly mortgage PITI payment (PITI = principal, interest, taxes, insurance)?
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